About Standard Insurance
About Standard Insurance
Auto Insurance

Your vehicle is more than a drive – it’s freedom, access and adventure.

As a leading Canadian auto insurance broker, The Standard Insurance strives to ensure our customers are protected no matter where your travels take you. We work with the top insurance carriers in Canada to provide the best prices and options for your individual needs.

Choosing the Right auto insurance

Living in Canada means drivers require varying coverage depending on your situation or vehicle, including:


Liability auto insurance keeps you covered against the risk of financial loss in the event of injury, property damage, or the death of another individual due to an auto accident.


Accident Benefits

As the name suggests, your accident benefits provide you with compensation in the event of an automobile accident. Compensation includes medical bills, rehabilitation costs, attendant care expenses, income replacement, or funeral expenses in the event of death.

Business Interruption

Direct Compensation

There are individual restrictions regarding direct compensation. In Ontario, if an accident results due to the negligence of another driver, direct compensation entitles you to payment by your insurer.

Business Interruption

Uninsured Automobile

In the event of an accident with an uninsured individual, uninsured automobile vehicle insurance protects you by covering damage to your car by the uninsured driver.

You can rest assured that all of our insurance brokers provide the best coverage and competitive auto insurance quotes on the Canadian market.

Loss or Damage Coverage

The Standard Insurance is proud to offer our clients optional Physical Damage Coverage based on unique vehicle and driver needs. Direct Loss or Damage coverage provides you protection from perils such as fire, theft, flood and collision. These optional coverage types are often customized to suit your vehicle type, lifestyle and budget.

Here are our auto insurance coverage options:

These optional coverage types are often customized to suit your vehicle type, lifestyle and budget.

auto insurance for Recreational Vehicles

There is more than car and truck insurance to consider when insuring a vehicle in Canada. Your recreational vehicles also need to be protected in the event of damage, accident, or theft. At The Standard Insurance, we supply our customers with a variety of coverage types, including policies for:

Motorhome Coverage

A motorhome is a unique combination of dwelling and vehicle. In this case, we recommend a standard automobile policy with extended coverage in case of emergencies. This allows you to curate your policy to include general auto insurance, along with:

As with other recreational vehicles, your motorhome can include optional coverage, or be added to the coverage you already pay for within your home or vehicle policies.

Automobile Insurance FAQs

At The Standard Insurance, we often receive questions about auto insurance policies. Here are some of the most common queries we hear:

What happens if someone else is driving my car?

In Ontario, your vehicle insurance covers most drivers who are licensed to drive a car. Speak to your broker about whether this is the case for your policy before allowing another driver to operate your vehicle.

Will I get a replacement vehicle if mine is being repaired?

Some policies provide a loss of use feature to keep you on the road while your car is in the shop. This is another unique option you should speak to your broker about if you wish to have a replacement in the event of repairs.

What is “no-fault” insurance?


At The Standard Insurance, we pride ourselves on our long-lasting commitment to act as an advocate for every single one of our clients. Our success is measured by their experience and satisfaction:

I had a wonderful experience with Nicolle, I had some issues with my Insurance policy and Nicolle straightened them up immediately. THANKS AGAIN NICOLLE !


Callie stepped up and provided a very professional service and responded to all our questions in a timely manner. We highly recommend Standard Insurance Brokers

Jim & Nicole D

The agent, Celeste, was very prompt with her responses. She was able to source a favorable and economical premium compared to what I had. Very good service so far.

Oral & Pauline D

The ladies that work here are great! So sweet and kind! Thank you for the A+ customer service

Shelly J

Jada is my broker and she is excellent at what she does!!


The Standard Insurance is great to deal with and all the staff and agents are very friendly and helpful. Of course they cover everything including e-bikes if you want it! I like how they offer different payment options and are very eager to help with whatever your needs are! I have been a client with Standard Insurance since 2009 and totally happy with the service I receive from them!


Very good. Very Professional. Very knowledgeable..

Hugh M

Joanne was one of the best person among all the other brokers in TBay. The way she handled everything to find a perfect quote for me and she was completely customer satisfactory. I was not able to get a perfect quote yet she was impressive.


Joanne is hands down an amazing broker as is the rest of the group. Great people work hard for the best rates. They are like family!

Jen B

I called Sarah in urgent need of home insurance around 3pm on June 11, 2018. She went above and beyond for me and got things done quick and easy. My situation was so stressful and she turned that around and gave me the services I needed. Definitely gained a long term customer. Thank you again Sarah!

Nick M

We could not be happier with the service and sense of family we have felt since insuring our resort/lodge with Barry and the team at The Standard in Kenora. We have since moved our commercial vehicle policies over to them as well. I would highly recommend The Standard for anyone needing commercial business insurance in their coverage area. How many resort/lodge policies holders are facing a premium hike this year? We're not because the planned policy premium increase has been cancelled due to the difficult position our industry is facing. When your insurer and underwriter understand your business at that level, you know you are in good hands.

Justin G

Contact The Standard Insurance

Contact us to receive trusted advice from one of our Licensed insurance brokers Specialists. We are ready to provide more information and answer all of your questions.

Call Us at 1-844-969-8199 Today
Speak With An Expert


Request a Quote

Please provide your contact information and one of our licensed insurance brokers will contact you to discuss your needs.