Auto Insurance in Ontario

You can rest assured that all of our insurance brokers provide the best coverage and competitive auto insurance quotes on the Canadian market.

Loss or Damage Coverage

The Standard Insurance is proud to offer our clients optional Physical Damage Coverage based on unique vehicle and driver needs. Direct Loss or Damage coverage provides you protection from perils such as fire, theft, flood and collision. These optional coverage types are often customized to suit your vehicle type, lifestyle and budget.

Here are our auto insurance coverage options:

• Collision: Collision Coverage pays for the cost of repairing or replacing your vehicle up to its actual cash value if it collides with another vehicle, the ground, or an object on the ground such as a guard rail.
• Comprehensive Coverage: This type of coverage helps pay for the cost of repairing or replacing your vehicle up to the actual cash value if it is damaged by unexpected situations such as falling or flying objects, vandalism, fire, theft or attempted theft, a natural disaster, or a riot or civil disturbance (but not collision).
• All Perils: This option combines the coverages of Collision and Comprehensive
• Specified Perils: If a vehicle is damaged due to unforeseen circumstances such as weather, fire, vandalism, or theft, Specified Perils auto insurance protects you against the risks outlined in your insurance policy.

These optional coverage types are often customized to suit your vehicle type, lifestyle and budget.

auto insurance for Recreational Vehicles

There is more than car and truck insurance to consider when insuring a vehicle in Canada. Your recreational vehicles also need to be protected in the event of damage, accident, or theft. At The Standard Insurance, we supply our customers with a variety of coverage types, including policies for:

• ATVs
• Boats
• Motorcycles
• RVs
• Snowmobiles
• Watercrafts

Motorhome Coverage

A motorhome is a unique combination of dwelling and vehicle. In this case, we recommend a standard automobile policy with extended coverage in case of emergencies. This allows you to curate your policy to include general auto insurance, along with:

• Emergency service cost coverage
• Replacement of belongings in a motorhome
• Appliance coverage
• Loss of motorhome
• Vandalism of motorhome
• Lock replacement
• Frozen food spoilage due to power outage or freezer breakage

As with other recreational vehicles, your motorhome can include optional coverage, or be added to the coverage you already pay for within your home or vehicle policies.