Auto Insurance Brokers in Ontario

When it comes to selecting your policy, The Standard puts you in the driver’s seat. We will negotiate with insurance carriers on your behalf to find your best available options, then work with you to select the most complete coverage at a price that works for you.

In the event you need to make a claim, we provide 24/7 claims services in Northwestern Ontario, Manitoba and Saskatchewan.

We view insurance as more than just a transaction; it’s a promise we make, to be there for you whenever you need us.

Auto Insurance

Auto Insurance in Ontario

Ontario law requires drivers to have the following car insurance coverage: Liability, Accident Benefits, Uninsured Automobile and Direct Compensation. Your car insurance should reflect whether you use your vehicle for business, personal use or recreation.

  • Liability Insurance
    Coverage for you in the case that someone else is injured or killed, or their property is damaged, in an automobile accident. Liability insurance will pay for legitimate claims against you up to the limit of your coverage.

  • Accident Benefits
    Insurance benefits that you are entitled to receive if injured or killed in an automobile accident. Some benefits include income replacement, payment of medical, rehabilitation/attendant care, funeral expenses and payments to survivors of a person who is killed.

  • Uninsured Automobile
    Provides coverage if you are injured or killed by an uninsured motorist, or by a hit and run driver. It also covers damage to your automobile and its contents caused by an identified uninsured motorist, subject to a deductible.

  • Direct Compensation
    Provides coverage under certain conditions, for damage to your automobile where another Ontario motorist is responsible. It is called direct compensation because your insurer will pay for the damages even though you are not at fault for the accident.

Optional Coverage

We are proud to offer insurance for any unique or additional needs you may have, including coverage for direct and accidental loss of or damage to your automobile and its contents and equipment.

  • Specified Perils
    Covers your vehicle against loss or damage caused by specified perils such as fire, theft, hail, lightning, and falling objects (to name a few).

  • Comprehensive
    Covers your vehicle against loss or damage other than those covered by Collision including perils listed under Specified Perils.

  • Collision or Upset
    Covers damage when your vehicle is involved in a collision with another object or tips over.

  • All Perils
    Combines Collision and Comprehensive coverage.

Get a quote now, call us or visit a branch to learn more about the auto insurance we provide for Northwestern Ontario, Manitoba and Saskatchewan.

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Car Insurance

Your vehicle is more than just for driving – it offers you freedom, access, and adventure.

Read More
Motorcycle Insurance

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Read More
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Read More
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At The Standard Insurance, we pride ourselves for our long-lasting commitment to act as an advocate for every single one of our clients. Our success is measured by their experience and satisfaction:

I had a wonderful experience with Nicolle, I had some issues with my Insurance policy and Nicolle straightened them up immediately. THANKS AGAIN NICOLLE !

TR

“Callie stepped up and provided a very professional service and responded to all our questions in a timely manner. We highly recommend Standard Insurance Brokers.”

Jim & Nicole D

“The agent, Celeste, was very prompt with her responses. She was able to source a favorable and economical premium compared to what I had. Very good service so far.

Oral & Pauline D

“The ladies that work here are great! So sweet and kind! Thank you for the A+ customer service”

Shelly J
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