Travelling is exciting, but in this day and age it’s crucial to have insurance wherever you go. From illness and injury to lost luggage and flight delays, there are many reasons to purchase a Travel Insurance policy for your next trip.
At The Standard Insurance, we partner with the top insurance providers to get our clients the best quote for their plans. The most common types fall into two categories:
- Emergency medical
- All inclusive
All Inclusive is a comprehensive Emergency Medical package that may include coverage for trip cancellation, trip health insurance, and personal baggage, among others.
You can also opt to designate your insurance as an annual policy, top-up, or single trip for:
- Single travellers
- Family of travellers
- Business/group trips
What Does Travel Insurance Cover?
Your policy protects you from issues relating to:
- Medical – If you are injured or fall ill in another country, your Canadian medical care may not apply. It is important to have travel medical insurance to help pay for necessary medical expenses.
- Baggage – If you lose your baggage during a trip, your insurance will provide necessary items such as a clothing allowance, hygiene items, or a new set of luggage, up to the amount listed in your Travel Insurance policy.
- Transport and Accommodations – If you miss a flight due to poor connections, delays, or other issues, your insurance may replace your flight. Similarly, it may pay for transport and accommodations in the instance you are stranded while waiting for another flight.