Insurance Brokers in Winnipeg | Standard Insurance

Q: What is covered by Winnipeg homeowners insurance?

Home insurance in Winnipeg typically provides coverage for the building's structure, your possessions, liability insurance, and additional living expenses in the event that one of the covered events renders your home uninhabitable. For calamities like fire, theft, vandalism, windstorms, and specific kinds of water damage, it can offer coverage. It's important to review your policy's specifics because specific coverage may differ depending on the policy and insurance company.

Q: How much does home insurance in Winnipeg cost?

The cost of home insurance in Winnipeg depends on various factors such as the location of your home, its age, construction type, size, and the coverage limits you choose. Other factors like your claims history, credit score, and the presence of security systems can also influence the cost. To get an accurate estimate, it's best to contact insurance providers directly and request quotes based on your specific circumstances.

Q: Are floods covered by home insurance in Winnipeg?

Standard home insurance policies usually do not include coverage for overland flooding, which refers to water entering your home from a natural water source (e.g., overflowing rivers or heavy rainfall). However, water damage resulting from issues within your home, such as a burst pipe, may be covered. If you live in an area prone to flooding, you may want to consider purchasing separate flood insurance or checking if your insurance provider offers optional flood coverage.

Located in the heart of Canada, Winnipeg is the capital of Manitoba and home to a huge variety of shopping, restaurants, and entertainment, featuring an extremely rich history.

Our team of local insurance advisors are familiar with everything that makes Winnipeg unique. You can count on us for expert advice on insurance that provides you with the coverage that suits your needs.

We also have partnerships with some of the top insurance providers in Canada so you can be confident that you are getting the most complete coverage at the best value.

Winnipeg

The Standard Insurance Brokers Ltd.

200 - 330 St. Mary Avenue
PO Box 699
Winnipeg, Manitoba R3C 2L2

Ph: 204.943.1441
Fax: 204.957.5561
Toll Free: 1.877.653.4357

Contact

We offer a wide range of insurance products and services, including:

Homeowners Insurance

Your home is the place you spend most of your time and keep the things that are most important to you. Homeowners Insurance will keep you and your valuables protected in the event of a house fire, wind and lightning damage, theft, vandalism, and other named perils in your policy.

The Standard Insurance offers a variety of home insurance coverage options, including:

Property Protection
Structure Coverage
Unattached Structure Coverage
Liability Insurance

Car Insurance

In Manitoba, Car Insurance is issued through Manitoba Public Insurance (MPI). The Standard partners with MPI to ensure our clients are covered while driving or storing their vehicle. Insurance for your vehicle will protect you from large financial costs in the event of a collision or vandalism.

You can rest assured that you are covered for:

Collisions
Emergency Services or Towing
Uninsured Driver Protection
Liability

Business Insurance

Owning a business comes with many unique challenges. The Standard can provide you with expert advice to help you mitigate risk and provide you with the right coverage to protect your property and its assets.

Our Business Insurance products include:

Errors and Omissions
Commercial Liability
Commercial Vehicle Damage
Commercial Property Damage
Loss of Wages
Workers Compensation

Financial Services

Whether you’re looking to begin saving for your retirement or want to set up a savings account for your next vacation, our knowledgeable financial advisors can provide you with the tools you need to start planning. We offer a wide range of solutions perfect for individuals or businesses.

Come to us for assistance with:

RRSPs
RESPs
TFSAs
Investment
Life Insurance
Group Benefits

Specialty Insurance

The Standard offers a range of specialty insurance products that will suit the needs of anyone personally or with their business.

Specialty insurance products cover:

Recreational Vehicles
Resorts
Aircraft
Watercraft

Travel Insurance

When travelling outside of Canada, it’s important to ensure you’re covered in the event of a medical emergency or encounter issues with your travel plans in some capacity. The Standard works with top national advisors to get you the coverage you need while you’re out of the country.

Travel Insurance will protect you from costs associated with:

Illness or Injury
Lost Luggage Replacement
Alternative Accommodations
Transportation

Now Offering Coverage Through CAA Insurance

The Standard Insurance is proud to offer coverage with CAA Insurance in Winnipeg. CAA is one of the most trusted insurance providers in Canada. They offer comprehensive insurance services driven by a desire to protect Canadians.

Additionally, if you are a CAA Member, you can save up to 20% on your total premium excluding applicable taxes.

Contact our Winnipeg office today for a quote from CAA and our other insurance markets.

Contact The Standard Insurance to Learn More

Our insurance advisors are knowledgeable, friendly, and always on your side. They’ll negotiate to get you the best deal and the coverage you need. We’re available any time, so you can rely on us for service or support in the event of an emergency.

Give us a call today at 1-844-969-8199.

Financial Services FAQs

As a leading insurance brokerage in Canada, we receive many questions about financial services and insurance products. Here, we have collected some of our most frequently asked questions to help you get a better understanding of financial planning.

What is covered by Winnipeg homeowners insurance?

How much does home insurance in Winnipeg cost?

Are floods covered by home insurance in Winnipeg?