Flying a plane, whether privately or commercially, requires tailored Aviation Insurance to keep you and/or your company safe from financial loss. At The Standard, work with insurance providers across the country to bring you custom Aviation Insurance options that meet your specific needs.
We serve aircraft owners and operators across Ontario, Manitoba, and Saskatchewan, working with private and commercial aircraft owners to ensure they are protected against damage and liability at both a personal and corporate level.
When providing a quote, insurers consider the following:
- Type of aircraft, age, and value
- Use of aircraft – private or commercial
- Pilot experience
- Number of passengers
- Previous insurance claims/violations
What Type of Coverage is Available for Aviation Insurance?
Aviation Insurance covers a variety of aircraft components. Extended coverage is available for your passengers, cargo, baggage, spares, and more. Within the scope of a basic policy, you can rest assured that you are protected in the areas of:
Hull
Aircraft Hull Insurance covers physical damage to the aircraft. The insurance for the hull includes such parts as avionics, seats, radio equipment, and GPS. Your broker will help you determine the best coverage for your situation.
Liability
Private aircraft owners and commercial aircraft operators need to be protected by Liability Coverage in the event of an accident. Loss of cargo, injury to passengers, and destruction of property are all items considered under the scope of liability insurance.
Premises, Hangarkeepers, and Products Liability Coverage are also available. Our expert advisors will discuss your needs and help you determine the type of coverage that will best suit your situation.
Types of Aircraft Covered by Aviation Insurance
Aviation Insurance is not only for traditional aircraft. You may also obtain coverage for the following:
- UAV/drones
- Ultralight aircraft
- Gliders
- Float aircraft
- Amphibian aircraft
- Helicopters
Contact The Standard for an Aircraft Insurance Quote
No matter your insurance needs, one of our experienced brokers can take your call. Call us today at 1-844-969-8199 to discuss your options and receive a quote.
Aviation Insurance FAQs
To help our clients better understand Aviation Insurance, we have compiled some of the most frequently asked questions we receive about this type of insurance policy:
Where does my plane insurance cover me if I leave Canada?
The distance by which aircraft insurance follows a plane will vary between providers. When you work with The Standard Insurance, we will inquire about regular or planned flight routes to ensure we have you covered in all locations you wish to travel. Generally, most basic private aircraft insurance policies will cover you in North America, including:
- Canada
- Continental United States of America (excluding Alaska, Hawaii)
- Republic of Mexico
- Bahama Islands
- French Islands of St Pierre and Miquelon (off the coast of Newfoundland)
Does my coverage extend to the personal property onboard my plane?
Most Aviation Insurance policies will provide some coverage for personal property. This may include items such as baggage and headset & handheld avionics. This should be discussed with your insurance advisor.
If my plane damages a hangar I don’t own, or other planes in a hangar I rent, does my Liability Coverage protect me?
This depends on the nature of the damage, but generally, yes. Liability insurance is there to protect you from financial onus if the property or other planes are damaged by your own. There are exclusions on every insurance policy that can be reviewed with your broker.
Are all pilots covered?
Most policies list the approved pilots, and coverage only applies if one of them is in command of the aircraft. Please discuss this with your insurance expert as there are some exceptions to this rule.
At The Standard Insurance, we pride ourselves for our long-lasting commitment to act as an advocate for every single one of our clients. Our success is measured by their experience and satisfaction:
“
I had a wonderful experience with Nicolle, I had some issues with my Insurance policy and Nicolle straightened them up immediately. THANKS AGAIN NICOLLE !
”“Callie stepped up and provided a very professional service and responded to all our questions in a timely manner. We highly recommend Standard Insurance Brokers.”
“The agent, Celeste, was very prompt with her responses. She was able to source a favorable and economical premium compared to what I had. Very good service so far.”
“The ladies that work here are great! So sweet and kind! Thank you for the A+ customer service”