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The holiday season is a time to be jolly, and it’s also a very busy time. There’s baking, decorating, party hosting, shopping, and much more. Does your holiday planning include a checklist of precautions you should take to “insure” the season is safe and sound for you and your loved ones?

Transporting your child safely in your car requires a proper car seat. As your child grows, the seats that will protect them from injury will change. Typically, children will go through three different types of car seats before they’re ready to safely use a regular seat and seatbelt.

You’ve noticed it—your daylight drive home is now a moonlight trip, you’re turning on the heat and your windows are rolled up. With the season’s cold temperatures and flurries on the way, drivers need to prepare their vehicles to safely navigate their families through the colder months.

The leaves are falling, the nights are longer and the cozy comforts of home beckon — it must be October. Make the most of this month’s bountiful harvest, get some exercise raking leaves in the brisk air and button down your house in preparation for winter. Then sit back, relax and warm your hands around a mug of hot apple cider. Fall is here.

 When the sun sets on another boating season, it is time to get your boat ready for the cold winter months. Taking the necessary steps to winterize your boat will safeguard the vessel and its motor against the elements so it is ready to use when the warm weather arrives. Winterizing your boat also will preserve your investment. Follow these guidelines to prepare your boat for the cold winter months.

From the first days, which probably still feel like summer, to the last, when you may notice that first chill in the air, September is a time of transition. Get your home ready for the season ahead by ticking off these to-dos, from adding cozy layers to scheduling necessary maintenance — and then curl up in your favorite chair and savor the comforts of home.

Now may not seem like the ideal time to be thinking about flooding and water damage, yet torrential summer rains and waterways swelling with spring runoff cause massive headaches to homeowners every summer. Overland water, brought on by changing weather patterns and more frequent severe weather, can quickly destroy a basement, damage the foundation of your home, and lead to costly and long repairs.

Vote Kenora, ON as the 2016 Kraft Heinz Project Play Champion and help them play on a baseball diamond that’s a homerun!

While renting out your home is not a new concept, the recent popularity surge in short-term rentals has taken this idea to the next level. Many of the short term rentals in our area are focused on seasonal and cottage properties. Renting your cottage can be an effective way to earn some extra money, but it’s not risk-free and you need to be cautious.

Planning the annual fishing derby, wedding, or golf tournament? When organizing your event you should consider purchasing event insurance. There are many risks associated with special events including injury, reputation or financial risks. Not to mention, it is your responsibility to ensure the safety of your guests.