Blogs - Insurance

Nicole Youzwa

Nicole Youzwa is VP of Commercial Operations for The Standard Insurance. Her industry knowledge and extensive experience have have allowed Nicole to ensure our business clients receive great service.

Navigating the Insurance Maze: An Entrepreneur’s Guide

15 Aug 2024

Nicole Youzwa

Navigating the Insurance Maze: An Entrepreneur’s Guide

In the thrilling journey of launching their own business, entrepreneurs often find themselves juggling countless... Read More

A Hole in One! Understanding Prize Indemnity Insurance

23 May 2024

Nicole Youzwa

A Hole in One! Understanding Prize Indemnity Insurance

Organizing a golf tournament is an exciting endeavour. Read More

Liability and COVID-19 Mitigating Your Business’s Risk

15 Apr 2021

Nicole Youzwa

Liability and COVID-19 Mitigating Your Business’s Risk

As business owners, we are all working hard to adapt and re-open our doors in uncharted territory as COVID-19 has changed the way... Read More

Back

img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important;}.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em;}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none;}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--color--dark-gray:#28303d;--wp--preset--color--gray:#39414d;--wp--preset--color--green:#d1e4dd;--wp--preset--color--blue:#d1dfe4;--wp--preset--color--purple:#d1d1e4;--wp--preset--color--red:#e4d1d1;--wp--preset--color--orange:#e4dad1;--wp--preset--color--yellow:#eeeadd;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--gradient--purple-to-yellow:linear-gradient(160deg,#d1d1e4 0%,#eeeadd 100%);--wp--preset--gradient--yellow-to-purple:linear-gradient(160deg,#eeeadd 0%,#d1d1e4 100%);--wp--preset--gradient--green-to-yellow:linear-gradient(160deg,#d1e4dd 0%,#eeeadd 100%);--wp--preset--gradient--yellow-to-green:linear-gradient(160deg,#eeeadd 0%,#d1e4dd 100%);--wp--preset--gradient--red-to-yellow:linear-gradient(160deg,#e4d1d1 0%,#eeeadd 100%);--wp--preset--gradient--yellow-to-red:linear-gradient(160deg,#eeeadd 0%,#e4d1d1 100%);--wp--preset--gradient--purple-to-red:linear-gradient(160deg,#d1d1e4 0%,#e4d1d1 100%);--wp--preset--gradient--red-to-purple:linear-gradient(160deg,#e4d1d1 0%,#d1d1e4 100%);--wp--preset--font-size--small:18px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:24px;--wp--preset--font-size--x-large:42px;--wp--preset--font-size--extra-small:16px;--wp--preset--font-size--normal:20px;--wp--preset--font-size--extra-large:40px;--wp--preset--font-size--huge:96px;--wp--preset--font-size--gigantic:144px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1);}:where(.is-layout-flex){gap:.5em;}:where(.is-layout-grid){gap:.5em;}body .is-layout-flex{display:flex;}.is-layout-flex{flex-wrap:wrap;align-items:center;}.is-layout-flex > :is(*,div){margin:0;}body .is-layout-grid{display:grid;}.is-layout-grid > :is(*,div){margin:0;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}.has-black-color{color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color:var(--wp--preset--color--white) !important;}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color:var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color:var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color:var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important;}:where(.wp-block-post-template.is-layout-flex){gap:1.25em;}:where(.wp-block-post-template.is-layout-grid){gap:1.25em;}:where(.wp-block-columns.is-layout-flex){gap:2em;}:where(.wp-block-columns.is-layout-grid){gap:2em;}:root :where(.wp-block-pullquote){font-size:1.5em;line-height:1.6;}.recentcomments a{display:inline !important;padding:0 !important;margin:0 !important;}#pojo-a11y-toolbar .pojo-a11y-toolbar-toggle a{background-color:#4054b2;color:#fff;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay,#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items.pojo-a11y-links{border-color:#4054b2;}body.pojo-a11y-focusable a:focus{outline-style:solid !important;outline-width:1px !important;outline-color:#f00 !important;}#pojo-a11y-toolbar{top:250px !important;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay{background-color:#fff;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items li.pojo-a11y-toolbar-item a,#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay p.pojo-a11y-toolbar-title{color:#333;}#pojo-a11y-toolbar .pojo-a11y-toolbar-overlay ul.pojo-a11y-toolbar-items li.pojo-a11y-toolbar-item a.active{background-color:#4054b2;color:#fff;}@media (max-width: 767px){#pojo-a11y-toolbar{top:150px !important;}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}@media screen and (max-height: 1024px){.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}@media screen and (max-height: 640px){.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *{background-image:none !important;}.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}}.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload).nitro-lazy,.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) *.nitro-lazy{background-image:none !important;}.inner_banner .hero_slide_in{height:109vh !important;}.services-banner .ban-form .h3{margin:0 0 0px !important;}.ban-form .radio-label{margin-bottom:3px !important;}.services-banner .ban-form textarea{height:53px !important;}@media screen and (max-width: 300px) and (min-width: 768px){.inner_banner .hero_slide_in{height:auto !important;}}.inner_banner .hero_slide_in{height:100vh;}.home-banner-section .ban-form input{padding:4px 0;}.home-banner-section .ban-form textarea{padding:4px 0 4px;height:65px;}.home-banner-section .container .ban-form{margin-top:-488px !important;}.home-banner-section .ban-form{padding:26px 40px;}@media (min-width: 1800px){.home-banner-section .container .ban-form{margin-top:-800px !important;}}@media (min-width: 1200px){.home-banner-section .container .ban-form{margin-right:170px;}}@media (max-width: 1366px){.home-banner-section .container .ban-form{margin-top:-525px;}}@media (max-width: 1200px){.inner_banner .hero_slide_in{height:100vh !important;}}@media (max-width: 1499px){.inner_banner .hero_slide_in{height:100vh !important;}}.head_social li{padding:0 5px;}.head_social svg{width:15px;height:15px;fill:#fff;}.head_social{display:flex;position:absolute;right:200px;top:15px;}@media (max-width: 768px){.site_header .head_right{position:relative;}.head_social li{padding:0 10px;}.head_social{top:-5px;}}@media (max-width: 1024px){.head_social{right:10px;top:0;}}.site_header .btn.btn_alt.header-cta{position:absolute;right:-6px;top:-9px;background:none;border-color:#fff;color:#fff;margin-right:20px;padding:8px 16px;transition:all ease .5s;}.site_header .btn.btn_alt.header-cta:hover{color:#008995;border-color:#008995;}@media only screen and (min-width: 768px){.site_header .btn.btn_alt.header-cta{right:145px;top:14px;}}@media only screen and (min-width: 1200px){.site_header .btn.btn_alt.header-cta{right:200px;top:8px;}}@media only screen and (max-width: 767px){.site_header .btn.btn_alt.header-cta{font-size:12px;padding:4px 16px;}}@media (max-width: 1024px){.head_call .btn.header-btn-full{display:flex !important;position:absolute !important;right:280px;top:0px;width:130px;padding:0 !important;height:35px !important;}.bnr_btn a.btn.btn_alt.ban-btn-full{width:180px !important;height:50px;display:none !important;}.site_header .header-btns .header-btn-full img{margin:0px 5px !important;max-width:28px;width:20px;height:26px;}}@media (max-width: 768px){.head_call .btn.header-btn-full{right:100px;top:-20px;height:29px !important;font-size:13px !important;}.site_header .head_right .header-btns .btn.btn_alt.header-cta{top:-20px !important;height:28px !important;right:-20px !important;width:max-content;}.site_header .btn.btn_alt.header-cta{font-size:13px !important;padding:7px 16px;height:29px !important;}.site_header .logo_wrap{margin-top:15px;}}@media (max-width: 414px){.head_call .btn.header-btn-full{right:120px;}.site_header .head_right .header-btns .btn.btn_alt.header-cta{right:0px !important;}}.elementor-1932 .elementor-element.elementor-element-2f27bf68:not(.elementor-motion-effects-element-type-background),.elementor-1932 .elementor-element.elementor-element-2f27bf68 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#d7d7d7;background-image:url("https://cdn-cnfae.nitrocdn.com/yfVxgHhJjyZHrtXexpGLntDquPQhWCvK/assets/images/optimized/rev-bf0cfa0/www.standardinsurance.ca/wp-content/uploads/2021/03/foot-banner.png");background-position:bottom left;background-repeat:no-repeat;}.elementor-1932 .elementor-element.elementor-element-2f27bf68{transition:background .3s,border .3s,border-radius .3s,box-shadow .3s;margin-top:0px;margin-bottom:0px;}.elementor-1932 .elementor-element.elementor-element-2f27bf68 > .elementor-background-overlay{transition:background .3s,border-radius .3s,opacity .3s;}.elementor-bc-flex-widget .elementor-1932 .elementor-element.elementor-element-7de95563.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1932 .elementor-element.elementor-element-7de95563.elementor-column.elementor-element[data-element_type="column"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-bc-flex-widget .elementor-1932 .elementor-element.elementor-element-73fcbc41.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-1932 .elementor-element.elementor-element-73fcbc41.elementor-column.elementor-element[data-element_type="column"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}@media (max-width:1199px){.elementor-1932 .elementor-element.elementor-element-2bc231c0{text-align:center;}.elementor-1932 .elementor-element.elementor-element-2bc231c0 > .elementor-widget-container{padding:0px 0px 20px 0px;}.elementor-1932 .elementor-element.elementor-element-6779db76{text-align:center;}}@media (min-width:768px){.elementor-1932 .elementor-element.elementor-element-7de95563{width:60%;}.elementor-1932 .elementor-element.elementor-element-73fcbc41{width:39.933%;}}@media (max-width:1199px) and (min-width:768px){.elementor-1932 .elementor-element.elementor-element-7de95563{width:100%;}.elementor-1932 .elementor-element.elementor-element-73fcbc41{width:100%;}}.elementor-kit-6{--e-global-color-primary:#6ec1e4;--e-global-color-secondary:#54595f;--e-global-color-text:#7a7a7a;--e-global-color-accent:#61ce70;--e-global-typography-primary-font-family:"Roboto";--e-global-typography-primary-font-weight:600;--e-global-typography-secondary-font-family:"Roboto Slab";--e-global-typography-secondary-font-weight:400;--e-global-typography-text-font-family:"Roboto";--e-global-typography-text-font-weight:400;--e-global-typography-accent-font-family:"Roboto";--e-global-typography-accent-font-weight:500;}.elementor-section.elementor-section-boxed > .elementor-container{max-width:1140px;}.e-con{--container-max-width:1140px;}.elementor-widget:not(:last-child){margin-block-end:20px;}.elementor-element{--widgets-spacing:20px 20px;}.elementor-kit-6 e-page-transition{background-color:#ffbc7d;}@media (max-width:1199px){.elementor-section.elementor-section-boxed > .elementor-container{max-width:1024px;}.e-con{--container-max-width:1024px;}}@media (max-width:767px){.elementor-section.elementor-section-boxed > .elementor-container{max-width:767px;}.e-con{--container-max-width:767px;}}.elementor-1932 .elementor-element.elementor-element-2f27bf68:not(.elementor-motion-effects-element-type-background).nitro-lazy,.elementor-1932 .elementor-element.elementor-element-2f27bf68 > .elementor-motion-effects-container > .elementor-motion-effects-layer.nitro-lazy{background-image:none !important;}@media (max-width: 1024px){.head_social{top:-6px;}}.q_link_sec .q_link_bx_out{justify-content:center !important;width:100% !important;}.q_link_sec .q_link_bx{width:100% !important;justify-content:center !important;}@media (min-width: 1400px){.q_link_sec{margin-top:210px !important;}}@media (max-width:1499px){.inner_banner .hero_slide_in{height:115vh !important;}}@media (max-width:991px){.inner_banner .hero_slide_in{height:90vh !important;}}@media (max-width:767px){.inner_banner .hero_slide_in{height:auto !important;}.services-banner .container{padding:15% 16px !important;}}@media (max-width:480px){.inner_banner .hero_slide_in{height:760px !important;}.services-banner .container{padding:20% 16px 0px !important;}}